
The parable of the talents, found in Matthew 25:14–30, is a powerful lesson on responsibility, stewardship, and the importance of using what God has entrusted to us for His glory. Though told thousands of years ago, this parable speaks directly to the modern church, challenging believers to evaluate how they are using their God-given gifts, time, and resources. It encourages the church to safeguard its blessings and multiply them for the kingdom of God.
Jesus tells the story of a man who goes on a journey, entrusting his wealth to three servants. To one, he gives five talents; to another, two; and to the last, one. A “talent” was a significant amount of money in biblical times, equivalent to several years’ wages. The man distributes the talents according to each servant’s ability.
While the first two servants invest their talents and double them, the third buries his talent out of fear, returning only the original amount when the master returns. The master praises the first two servants, calling them “good and faithful,” but he rebukes the third servant, labeling him “wicked and lazy.” This servant’s inaction results in his talent being taken away and given to the one with ten talents, while he is cast out into “the outer darkness.”
This parable contains profound lessons for how the church should operate and thrive in today’s world.
1. Stewardship of God’s Gifts
The talents in the parable symbolize the resources, abilities, and opportunities God gives each believer. Every church is a community rich with diverse talents—spiritual gifts, financial resources, time, and people with unique skills. The parable challenges churches to ask: Are we using these blessings wisely? Are we investing in ministries that bear fruit for the kingdom? Churches that bury their talents—whether through inaction, fear, or complacency—risk missing their mission.
2. Faithfulness Over Comparison
The master gave each servant different amounts “according to his ability.” Similarly, not all churches or individuals are entrusted with the same resources. This diversity is not a reason for comparison but for faithfulness. A small church with limited resources can be just as faithful and fruitful as a large church with extensive means. What matters is not the size of the gift but the faithfulness with which it is used.
3. Avoiding Fear and Complacency
The third servant buried his talent out of fear. Fear of failure, criticism, or inadequacy can paralyze both individuals and churches. Some churches fear stepping into new ministries or initiatives, choosing to play it safe instead of taking risks for the kingdom. This parable reminds us that inaction is not neutrality—it is disobedience. The church is called to step out in faith, trusting God to multiply its efforts.
4. God Expects Growth
The master’s commendation of the first two servants underscores an important principle: God desires growth. This isn’t limited to numerical growth but includes spiritual growth, community impact, and kingdom advancement. A church’s responsibility is not simply to maintain its resources but to multiply them by reaching others, discipling believers, and serving the world.
5. Accountability Before God
The parable concludes with the master returning to settle accounts with his servants. This serves as a sobering reminder that every church and believer will one day give an account to God for how they used what was entrusted to them. This accountability should inspire a sense of urgency and purpose in the church’s mission.
Practical Applications for the Modern Church
To bring the lessons of the parable to life, the church today can take these practical steps:
- Empower Members to Use Their Gifts: Encourage congregants to identify their spiritual gifts and use them to serve the church and the community. From teaching and hospitality to music and administration, every gift matters.
- Invest in Ministry and Outreach: Instead of holding onto resources out of fear or uncertainty, churches should actively invest in initiatives that spread the gospel and meet the needs of their communities.
- Foster a Culture of Faith and Action: Preach and model a faith that steps out boldly, trusting God to provide the increase. Celebrate testimonies of faithfulness and growth.
- Prioritize Discipleship: Equip believers to grow spiritually and to use their talents in a way that impacts the kingdom of God. Discipleship is an investment that multiplies.
- Be Accountable and Transparent: Churches should be good stewards of financial and spiritual resources, ensuring they are used effectively and ethically for kingdom purposes.
The parable of the talents is not a story of comfort; it is a story of challenge. It calls the church to move from passivity to action, from fear to faith, and from maintenance to multiplication. In a world that desperately needs the hope and love of Christ, the church cannot afford to bury its talents.
Instead, we are called to invest boldly, trusting that God will bring the increase. Just as the master said to the faithful servants, may we too hear these words: “Well done, good and faithful servant. You have been faithful with a few things; I will put you in charge of many things. Come and share your master’s happiness” (Matthew 25:21).
As individuals and as the body of Christ, let us embrace this call to faithful stewardship and make the most of every opportunity to expand God’s kingdom. I hope this speaks to you, and I pray you have a blessed day!

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